Today was a good day at work, but also trying at the same time. Trying to change youself for the better is a tiring and long process, much like trying to clean a floor with a toothbrush. The good thing about working at my new place is that I get regular feedback. The bad side to this is that it is often to do with areas that I already know need work. It gets repeated to me often enough each week that it actually becomes infuriating. Mainly because I am trying not to do things that I have done for two decades and that doesn't change overnight, no matter who you are.
I have recently begun using Pocketbook, a great budgeting app that once given access to your bank account (much like Mint in the UK) can help you to budget successfully. I have set a spending limit for things like food (outside of groceries), coffee and any social stuff. I am only into the second week of using this handy app and have discovered a few interesting things:
- I don't have enough money
- I spend too much money
- I have to cut out a lot of expenditure.
As a result of this enlightenment I have had to make some painful cuts. Feeling much like George Osborne after his first budget I have had to make some drastic cuts, which are going to make me unpopular. Although in this case I will only be unpopular with myself (read cold turkey on caffeine). This budget cuts look like this:
- Cancel yoga membership. I have fallen off the wagon of two regular sessions a week since my new job began and even then it was a push to justify it.
- Reduce my weekly coffee spend by 50%. Insanely I reckon I spend between $30 & $50 a week. I bloody love coffee, but I need to get that under control!
- Reduce bus usage by 50%. This is an approximate figure, but basically it means "stop being lazy and just walk!"
- Cut out snack purchases. Ultimately I need to be organised and pack lunch and dinner for work everyday. I just have to be prepared, so that I never need to buy lunch or snacks.
So I am now preparing for the severity of these cuts with a cold beer (I had bought them pre-budget) and some nuts. I feel like the next month is going to be tough, but then I should be ok. I'll keep you posted with how it goes.
I'll update you on Friday as I have a late shift tomorrow.
Tom
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